Nicholas has extensive experience and has regularly been instructed on the whole range of fraud cases by a number of large insurers. In particular, he has received instructions in ringed fraud cases in which he is able to assimilate and cross reference large amounts of information quickly and concisely. He has dealt with numerous non-motor fraud cases involving aspects issues relating to surveillance evidence, wasted costs, exaggerated claims involving claims pleaded in excess of £100,000.
He also appreciates that often the most important part of defending a fraud case are the early stages and he is regularly asked to advise and discuss the prospects of success as well as tactics and procedural or evidential issues.
He regularly undertakes paperwork including the drafting of pleadings, counter schedules or interim applications. Nicholas’ experience also extends to matters regularly associated with fraud cases such as credit hire where he has extensive experience of very large credit hire claims across all issues including enforceability, period, rate as well as the more specific situations which arise such as fleet vehicles and commercial vehicles.
Nicholas has experience of dealing with the costs aspect of counter-fraud work which is an area of ever increasing importance to insurers. He is well versed in arguments concerning fixed costs, QOCS (and its exceptions) and fundamental dishonesty. In particular, he successfully argued for the disapplication of QOCS on the grounds of fundamental dishonesty but also where a claim was brought for the financial benefit of another party in a significant credit hire claim (Waggett v Warchalowski – Lawtel).